PLEASE STOP,  READ AND FOLLOW THIS!!

We offer two online application platforms for you. One is designed for a purchase pre-approval & is quick & easily managed from your smart phone, should you choose. Your loan officer will need to contact you to fill is some blanks but it gives us a good basis to know what amount you may be pre-approved for.

Our other option for applying online is more comprehensive but not difficult (ALL REFINANCES MUST USE THIS!) Complete the application as thoroughly as possible. Assets & liabilities must be included. Note that this information is being fed to an automated underwriter (read "computer!!" - you know, garbage-in, garbage-out) which will give us the approval. (Don't sweat it, we do review your information prior to submission to the automated underwriter and will call or e-mail you with questions.) expect to spend from 20 to 40 minutes completing this application. It will let you start and return later by use of a password you create!
If you are looking to purchase, either option will work and are a must to be pre-approved for your loan. The full pre-approval holds more water with sellers and realtors. With your cooperation, we can turn around the pre-approval letter in as little as 24 hours.

As we've stated before, it is our intention to prove the efficiency of on-line lending, changing forever the face of mortgage banking, (and really ticking off a lot of traditional loan officers!)

Please contact us at (866) 366-5266 or email us at inquiry@mortgagefool.com with any general questions you may have.

We look forward to being your one-stop mortgage provider!