Rates & points assume purchase loan amount of $225,000, primary residence, credit scores 780 and $995.00 in lender fees. Lower loan amounts and the amount of equity you have may require slightly higher points. The quoted points include both origination and discount.

Please note: A refinance adds .50 to the points. (Not the rate!) 

Change State      last update: Note: Negative points indicate a rebate back to you which may be used to pay closing costs but will not allow cash back to you , unless it is to reimburse you for costs you have already paid.